Blog | Antonio Espino Insurance

What Is Short Term Medical and How Does It Compare To Health Insurance From The Marketplace?

Antonio EspinoPosted in Health Insurance on June 21, 2023

Short term text concept isolated over white background

When it comes to obtaining health coverage, there are a variety of options available. One of those options is Short Term Medical, or STM. So, what is STM and how does it compare to Health Insurance from the Marketplace? Short Term Medical is a form of health insurance coverage that is available when other more…

10 Reasons Retirees move to the Rio Grande Valley?

Antonio EspinoPosted in Retirement Planning on April 19, 2023

The Rio Grande Valley is a popular destination for retirees, and there are many reasons why they choose to move to this region of Texas. Here are ten reasons why retirees are drawn to the Rio Grande Valley, including the specific cities of Brownsville, Harlingen, and McAllen.

What is Medicare Savings Program and How does it work in Texas?

Antonio EspinoPosted in Medicare on April 17, 2023

Health Concept: Medicare On Billboard Background

Medicare Savings Programs (MSPs) are state-run programs that help people with limited income and resources pay for their Medicare premiums and out-of-pocket costs. In Texas, there are three types of MSPs: To apply for an MSP in Texas, you can contact the Texas Health and Human Services Commission or your local benefits office. You will…

Five Most Frequently Asked Questions About Affordable Care Act (ACA) in Brownsville, Texas?

Antonio EspinoPosted in Health Insurance on April 14, 2023

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What is the Affordable Care Act? The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive healthcare reform law enacted in the United States in 2010. The ACA’s main goal is to provide more Americans with access to affordable, quality health insurance and to reduce the overall costs of healthcare in the United…

Top 5 Red Flags to Look Out for When Choosing a Medicare Insurance Agent?

Antonio EspinoPosted in Medicare on April 12, 2023

Choosing the right Medicare insurance agent is an important decision that can have a significant impact on your health and finances. With so many agents out there, it’s important to be aware of red flags that may indicate an agent is not the best fit for you. Here are the top 5 red flags to…

How Obamacare works in Brownsville, Texas?

Antonio EspinoPosted in Health Insurance on April 10, 2023

Obamacare, also known as the Affordable Care Act (ACA), is a federal law designed to make health insurance more accessible and affordable for all Americans. It includes provisions such as expanding Medicaid eligibility, creating insurance marketplaces where individuals can purchase private health insurance plans, and providing financial assistance to those who qualify. In Brownsville, TX,…

The 7 Most Common Mistakes People Make When Signing Up For Medicare

Antonio EspinoPosted in Medicare on April 9, 2023

Healthcare concept: Painted green text Medicare on Black Brick wall background with Hand Drawn Medicine Icons

Medicare is a government-funded healthcare program for people over the age of 65, as well as some individuals under 65 with certain disabilities. While Medicare can provide essential healthcare coverage, there are many common mistakes that people make when signing up. These mistakes can result in penalties, gaps in coverage, and unnecessary expenses. 1. Missing…

Does Medicare Cover Podiatry?

Antonio EspinoPosted in Medicare on April 7, 2023

Male Person Receiving Podiatry With Pressure Point Technique

Yes, Medicare does cover podiatry services that are medically necessary to treat foot or ankle conditions. Medicare Part B (Medical Insurance) covers podiatry services, which include diagnosis and treatment of foot injuries, diseases, and conditions such as heel spurs, hammertoes, and plantar fasciitis. However, there are some limitations and requirements to keep in mind. For…

How to deal with a death of a loved one?

Antonio EspinoPosted in Miscellaneous on August 15, 2022

Red roses flower bouquet on pink stone table. Top view with copy space

What is grief? Grief is a natural response to loss. It’s the emotional suffering you feel when something or someone you love is taken away. Often the pain of loss feels overwhelming. You may experience all kinds of difficult and unexpected emotions—shock, anger, disbelief, guilt, and profound sadness. Grief affects your physical health in ways…

How Do I Report a Death to Social Security?

Antonio EspinoPosted in Social Security on August 11, 2022

If someone has died and you’ve received notification of that death, then you need to report it to the appropriate authorities.