Contact Antonio Espino
- Compare Costs of Plans
- Estimate Your Savings
- Help You With Your Enrollment
Contact Antonio Espino Insurance to get a Free Medicare Review!
Antonio Espino Insurance specializes in Medicare and Final Expense insurance.
Antonio is an insurance broker that is contracted with many insurance companies. For that reason, Antonio will always work with you and not for the insurance companies. The way to accomplish this is by working together. He will focus on education first so you can make an informed decision on your healthcare or Final Expense Life Insurance.
WHY SHOULD I BE YOUR MEDICARE AGENT?
As an independent Medicare insurance broker, our job is to give you an unbiased opinion on different Medicare plans that is tailored towards you. Because I am partnered with so many different insurance carriers, I do not show favoritism towards any insurance carrier and represent YOU and not the insurance companies.
Rest assured that I have your best interest in mind and will recommend a plan that will fit your healthcare needs and also provide you with proper healthcare coverage.
You do not pay me anything and your premiums do not increase because you have worked with me.
So, how am I paid?
How is an independent Medicare broker paid?
An independent Medicare broker like myself (Antonio Espino Insurance) will contract with many different insurance carriers.
The reason they do this is because they are then able to shop your policy through different carriers and provide you with the most competitive coverage and price. Savvy shoppers know that an independent broker focus on educating their clients first and then let them make the decision themselves. This is the most ethical way I have found to do things.
So, the process works like this:
- You call or submit your request for Medicare information
- We discuss your healthcare wants and needs
- You choose the policy that fits you best (Medicare Supplement or Medicare Advantage)
- Our commission is paid by the insurance company
- I continue to provide you service and support throughout many years
Why is working with an independent Medicare broker best?
At Antonio Espino Insurance, I help you understand Medicare and provide you with the information you need to make an informed decision.
I am also able to provide you with information like financial ratings and premium increase trends that you may not be able to find on your own. Of course, this only applies if you would like a Medigap Plan.
Also, only independent insurance brokers offer unbiased opinions on plans from different Medicare companies so you can feel comfortable and confident in your decision.
Is your service really free?
Yes, you do not pay a dime for my help. The price you pay for a Medicare Advantage, Supplement, or Part D plan will be the same whether you buy it from the insurance company directly or whether you get it through an independent broker like myself.
I make a commission from the insurance company for selling their product. That’s how Medicare agents are paid. If you buy directly from the insurance company, they keep that commission and you don’t get any the customer service that you would get from a broker like myself.
What type of Medicare Service you can expect from me after you become my client?
- I always mail newsletters to my Medicare customers twice a year. Once in the beginning of October and once in the beginning of March. The reason is to remind them that I am still here if they have any questions or concerns regarding their Medicare or any other insurance product purchased from me. It is also the beginning and end of the months for when one can make a change to their Medicare.
- If you lose your Medicare insurance card and you need your membership information fast…Who are you going to call? I have access to your membership information and I can also provide the insurance company number in case you have additional questions.
- Do you need help applying for a Medicare Savings Program or Extra Help? You can call me. I can either walk you through the process or help you apply for it. It can be a little bit confusing and I have done it plenty of times. This is a FREE SERVICE as well. The only thing I ask from you is for me to become your Medicare agent. This is the only way I get paid for my time.
Why choose me as your Medicare Agent
over other Insurance Agents?
Besides the additional services I offer mentioned above:
- You know I am a Medicare Broker. Not many insurance agents are brokers. Some are contracted with only one company and that is all that they can sell.
- You will have an on call dedicated Client Service Representative who will tackle Medicare hiccups. This can be stressful and can include things as:
- Solving Billing Errors
- Helping you with referral issues
- Solving pharmacy problems when you can’t get your medications
- Helping you find preferred vendors for your Medicare Benefits (Free Glasses, Dental Providers, Gym, Medications, etc…)
I AM LOCAL.
This is probably a big one for me and most of you in the Rio Grande Valley. I don’t know why, but as soon as you turn 65 you are going to start receiving lots of unsolicited phone calls and mailers from insurance agents all throughout the United States. Believe me!
The problem is that all the agent wants to do is switch you to a different plan so that way the agent can be paid. If he is successful, they usually do not follow up with any serviceability on their end. Then you are left with no help when you need it most.
I want to help you find the best Medicare plan for you!
Antonio Espino Insurance services people in the Rio Grande Valley in the great state of Texas. I am well-trained and experienced insurance agent that is ready to answer questions about your Medicare and put together a comprehensive plan to fit your needs.
Want more information about Medicare plans being offered in your area? Give me a call at 956-455-1313 or fill out the form below. We will set up a time to review any existing policies you may have and recommend any changes, if necessary.